Why Renters Insurance is Important

Protection for Personal Belongings:

• Covers theft, fire, and water damage to your personal items like furniture, electronics, and clothing.

Liability Coverage:

• Protects you if someone is injured in your rental and decides to sue you.

Additional Living Expenses:

• Helps pay for temporary housing if your rental becomes uninhabitable due to a covered event.

Affordable Peace of Mind:

• Renters insurance is relatively inexpensive, offering significant peace of mind for a small monthly premium.

How to Purchase Renters Insurance in Michigan

Assess Your Needs:

• Make a list of your belongings and estimate their value to determine the coverage amount you need.

Compare Quotes:

• Shop around and compare quotes from different insurance providers. Look for policies that offer the coverage you need at a price you can afford.

Check for Discounts:

• Ask about discounts for things like bundling with other insurance policies, having a security system, or being a member of certain organizations.

Choose a Policy:

• Select the policy that best fits your needs and budget. Make sure to read the fine print and understand what is covered and what is not.

Purchase the Policy:

• Contact the insurance provider to finalize the purchase. You’ll need to provide information about your rental property and the value of your belongings.

Review Annually:

• Reevaluate your policy each year to ensure it still meets your needs, especially if you acquire more valuables.

Valid Insurance Providers in Michigan

• Geico

• State Farm

• Allstate

• Progressive

• Liberty Mutual